Money on Toast
If as a result of your appointment it is recommended that you take out our ongoing management service, we charge an ongoing fee of 1%. This is made up of 0.7% for ongoing advice and o.3% for ongoing discretionary management.
How are we so low cost?
Much of your appointment is taken online. Therefore, when you speak to or advisers, we can give you the advice you need quickly.
What does my appointment include?
Your appointment includes a telephone or factime appointment with one of our qualified and regulated advisers.
The appointment lasts upto an hour and your adviser will go through all of your options with you.
Is this advice available to anyone?
You must have at least £50,000 of investable assets (investments and pensions) to use our advice service.
If you have less than this, we do not believe it would be economical for you to seek our professional advice.
Is Money on Toast FCA regulated?
Money on Toast® is a registered trading name of CPN Investment Management LLP and is fully authorised and regulated by the Financial Conduct Authority, (no.) 579506, registered in England and Wales, no. 07972042, with a registered office at All Saints Church, West Pallant, Chichester, West Sussex, PO19 1TD.
What happens when my hour is up?
Don’t worry, we won’t simply hang up the phone. Our advisers use their discretion and will continue to help you if you have a particularly complicated case.
What if your adviser can't help me?
In limited circumstances, if you have particularly complex circumstances, our advisers may not be in a position to help you. If this is the case, we will let you know and refund you any costs.
Can I change my appointment time?
Can I seek your advice if I am not in the UK?
Yes we have many expats who use our service as it is convenient for them being online and over the phone.
Is your advice open to non-UK citizens?
No, we only currently offer our services to citizens of the United Kingdom.
How secure is everything?
All data is encrypted to bank level security and 128-bit encryption. Your data is secure and we don’t share it with any third parties.